The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz Sharif, has officially launched the CM Punjab Khidmat Card Scheme 2025 — a major step toward supporting low-income families, widows, orphans, and persons with disabilities (PWDs).
This welfare initiative ensures direct financial assistance, training opportunities, and social inclusion for deserving citizens across the province. Through this program, beneficiaries can now receive their payments digitally via ATM cards, ensuring transparency, dignity, and ease of access.
What Is the CM Punjab Khidmat Card Scheme 2025?
The Khidmat Card Scheme is a social protection program introduced to provide regular financial aid and rehabilitation support to economically vulnerable groups in Punjab.
Under this initiative, eligible beneficiaries — including disabled persons, widows, orphans, and unemployed youth — will receive Rs. 10,500 every three months directly through a Bank of Punjab (BOP) ATM-enabled card.
This modern payment system eliminates the need for long queues and middlemen, ensuring that every rupee reaches the deserving individual safely and efficiently.
Key Features of the CM Punjab Khidmat Card 2025
| Feature | Description |
|---|---|
| Financial Support | Rs. 10,500 quarterly assistance through Bank of Punjab ATMs. |
| Card Type | ATM-enabled Khidmat Card for instant cash withdrawals. |
| Training & Rehabilitation | Free vocational courses for PWDs and unemployed youth. |
| Health & Education Linkage | Connected with other welfare schemes for healthcare and free education. |
| Transparency | Fully digital process, eliminating corruption and manual delays. |
This integrated system provides financial stability and skill development, empowering beneficiaries to become self-reliant members of society.
Who Is Eligible for the CM Punjab Khidmat Card?
To ensure fair distribution, the government has defined strict eligibility criteria:
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Must be a resident of Punjab with a valid CNIC.
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Must be officially registered as disabled with the Social Welfare Department (for PWDs).
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Widows, orphans, and low-income families with a Proxy Means Test (PMT) score of 45 or below can also apply.
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Applicants should not already be receiving funds from Zakat, Bait-ul-Maal, or other federal aid programs.
These measures ensure that the Khidmat Card reaches only the most deserving individuals in need of support.
How to Apply for CM Punjab Khidmat Card Scheme 2025
The registration process is simple, transparent, and available both online and offline.
Step-by-Step Application Guide:
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Visit the official Punjab Khidmat Portal or your nearest Social Welfare Department office.
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Enter your CNIC and personal details on the application form.
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Upload required documents (disability certificate, income proof, or widow certificate).
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Wait for data verification by authorities.
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Once approved, collect your Khidmat Card from the designated distribution center.
Applicants will also receive an SMS confirmation once their application is processed successfully.
Required Documents for Registration
| Document Type | Details |
|---|---|
| CNIC Copy | Valid CNIC of the applicant. |
| Family Registration Certificate | Issued by NADRA. |
| Proof of Income | Salary slip or affidavit (for unemployed). |
| Disability Certificate | From Social Welfare Department (if applicable). |
| Widow Certificate | For widowed applicants. |
| Orphan Proof | For orphans below 18 years (B-Form or guardian affidavit). |
Ensure all documents are authentic and up-to-date to avoid delays during verification.
Training and Rehabilitation Support
Beyond cash aid, the CM Punjab Khidmat Card 2025 also offers training and rehabilitation programs to help beneficiaries build sustainable livelihoods.
Participants can enroll in free vocational and technical courses such as:
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Computer and IT training
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Tailoring and embroidery
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Electrical and mechanical work
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Small business management
These initiatives promote economic empowerment and reduce long-term dependency on financial aid.
Why the Khidmat Card 2025 Is a Historic Step
This program is more than just a financial relief package — it’s a transformative movement for inclusion and dignity.
By integrating cash assistance, training, and digital accessibility, the Punjab government is redefining the welfare model for developing societies.
Chief Minister Maryam Nawaz Sharif’s vision emphasizes empowerment over charity, ensuring that every beneficiary gains the tools and confidence to live independently and contribute productively to the community.
Conclusion
The CM Punjab Khidmat Card Scheme 2025 is a beacon of hope for Punjab’s underprivileged citizens. By offering quarterly financial aid of Rs. 10,500, free skill development, and ATM-based access, it guarantees transparency, equality, and empowerment.
If you meet the eligibility criteria, don’t wait — visit the official Khidmat Card portal or your nearest welfare office to apply today.
This initiative stands as one of the most inclusive welfare programs in Pakistan’s history — giving strength, opportunity, and dignity to those who need it most.