Ketifa Staff 
The Government of Pakistan has reopened the PM Youth Business & Agriculture Loan Scheme 2025, giving young entrepreneurs and farmers a practical chance to start or expand their businesses. This program offers interest-free and low-interest loans, a simple online application process, and equal opportunities for both new and existing businesses. If you are planning to … Read more
The Benazir Income Support Programme (BISP) has officially launched its new Cluster Payment Method for 2025, making the payment process more organized, transparent, and easier for beneficiaries across Pakistan. Many families previously struggled with long queues, delays, and confusion about where to receive their Kafalat installment.The new system solves these issues by assigning each district … Read more
The Akhuwat Foundation Loan 2025 program continues to be one of Pakistan’s most impactful social finance initiatives. Built on the Islamic principle of Qarz-e-Hasana (interest-free lending), this scheme provides micro-loans to help low-income families start small businesses, fund education, cover medical emergencies, or improve housing conditions — all without any interest. For thousands of Pakistanis, … Read more
The Government of Punjab has officially opened online registrations for the Punjab Bike Scheme 2025, a groundbreaking initiative aimed at empowering students and young professionals with affordable and eco-friendly transportation options. With the registration portal now live at bikes.punjab.gov.pk, eligible students can apply online and secure their chance to receive interest-free petrol or electric bikes … Read more
Pakistan may see another rise in electricity bills in 2026, as the National Electric Power Regulatory Authority (NEPRA) has started reviewing a new proposal to increase the national power purchase price for the upcoming fiscal year. If approved, this adjustment could raise electricity costs for households, businesses, and industries across the country. Why Electricity Prices … Read more
The Prime Minister Laptop Scheme 2025 has officially entered Phase 4, bringing great news for thousands of talented and deserving students across Pakistan. The government has confirmed that laptop distribution began on November 1, 2025, starting with major cities before extending to regional universities nationwide. This phase continues the vision of building a digitally empowered, … Read more
In a major step toward promoting digital education, the federal government has increased the laptop quota for Balochistan students under the Prime Minister’s Youth Laptop Scheme 2025.Chairman of the Prime Minister’s Youth Program (PMYP), Rana Mashhood Ahmed Khan, confirmed that Prime Minister Shehbaz Sharif has raised the number of laptops allocated to the province from … Read more
The National Electric Power Regulatory Authority (NEPRA) has taken strict action against three major power distribution companies—LESCO, FESCO, and GEPCO—after multiple fatal incidents were reported during the fiscal year 2023–24. Following a detailed investigation, the authority has imposed combined fines of Rs57.5 million for failing to comply with safety and regulatory standards. This major development … Read more
In a major step to empower young entrepreneurs, women, and small business owners, Chief Minister Maryam Nawaz Sharif has launched the Punjab Asaan Loan Scheme 2025–26. This government-backed initiative aims to provide easy, interest-free and low-markup loans to help citizens start or expand their businesses. With a simple online application process and digital disbursement via … Read more
The Free Livestock Scheme November 2025 marks a major step by the Government of Pakistan toward improving the lives of rural families, farmers, and low-income households.Under this initiative, the government provides free goats and subsidized cows and buffaloes to help people in villages generate income, strengthen food security, and promote self-reliance. This program isn’t just … Read more