Great news for beneficiaries of the Benazir Income Support Programme (BISP) — the government has officially begun disbursing the Rs. 13,500 quarterly Kafalat payments for November 2025. To ensure smooth distribution and avoid overcrowding, payments are being released district by district across Pakistan in organized phases.
If you are a BISP recipient, this guide will help you check your city-wise schedule, payment verification process, and important collection tips — so you can receive your full amount without any delay or deduction.
Why BISP Payments Are Released in Phases
The BISP management follows a phased payment system to ensure transparency and smooth operations. Instead of releasing payments across all districts at once, funds are distributed zone-wise in different timeframes.
This phased approach helps:
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Prevent overcrowding at campsites and payment centers
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Ensure accurate biometric verification for every recipient
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Speed up disbursement by managing local staff efficiently
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Reduce payment errors and agent misconduct
The goal is to guarantee that every deserving woman receives her full Rs. 13,500 safely and on time.
BISP November 2025 Payment Schedule – District-Wise Breakdown
Below is the official BISP November 2025 city-wise payment schedule, based on verified reports from Tehsil Offices and regional BISP agents.
Phase 1: Starting November 2–7, 2025
| Province | Districts Covered |
|---|---|
| Punjab | Lahore, Multan, Sahiwal, Faisalabad, Bahawalpur, Sheikhupura |
| Sindh | Karachi, Hyderabad, Sukkur, Larkana, Thatta, Badin |
| Khyber Pakhtunkhwa | Peshawar, Mardan, Swat, Abbottabad, Kohat, Dera Ismail Khan |
| Balochistan | Quetta, Sibi, Khuzdar, Gwadar, Loralai |
| AJK & Gilgit-Baltistan | Muzaffarabad, Gilgit, Skardu, Mirpur, Bagh |
Phase 2: Starting November 8–14, 2025
| Province | Districts Covered |
|---|---|
| Punjab | Gujranwala, Okara, Kasur, Vehari, Jhang |
| Sindh | Mirpur Khas, Umerkot, Nawabshah, Shikarpur |
| KPK | Bannu, Dir, Charsadda, Mansehra |
| Balochistan | Zhob, Killa Saifullah, Panjgur, Washuk |
| AJK & GB | Neelum Valley, Hunza, Diamer |
⚠️ Note: Dates may slightly change due to technical issues, verification delays, or holidays. Always confirm your payment status before visiting your collection point.
How to Check Your BISP Payment Status (November 2025)
Before going to your local camp or payment center, make sure your BISP Rs. 13,500 payment has been issued. You can verify your payment using two official methods:
1. SMS Method
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Type your 13-digit CNIC number
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Send it via SMS to 8171
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You’ll receive a reply confirming your eligibility and payment status
2. Online Method
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Visit the official 8171 BISP Web Portal
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Enter your CNIC number and the captcha code
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Click on “Maloom Karen (Check)”
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Your current payment status will appear — including whether funds are released, pending, or under verification
If your payment shows as “Active,” visit your nearest BISP payment center on your district’s scheduled date to collect it.
Tips for a Smooth BISP Payment Collection
To make the process quick and hassle-free, follow these important steps:
- Carry your original CNIC — it’s required for biometric verification
- Visit only on your district’s scheduled date to avoid delays
- Never pay any commission or deduction — BISP payments are 100% free
- Count your money at the counter before leaving
- Arrive early or visit during later days of the phase to avoid crowds
- Keep your 8171 SMS confirmation as proof of eligibility
If you face any issues such as failed biometrics or missing payments, visit your nearest BISP Tehsil Office for assistance.
Who Is Eligible for the November 2025 BISP Payment?
To qualify for the BISP Kafalat Program, beneficiaries must meet the following criteria:
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Must be registered in the National Socio-Economic Registry (NSER)
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Belong to a low-income household below the poverty threshold
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Hold a valid CNIC issued by NADRA
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Women are given priority under the Benazir Kafalat initiative
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Must not be receiving duplicate payments from other federal programs
Important BISP Updates – November 2025
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BISP 8171 Mobile App Launched:
The government has launched a new BISP mobile application for checking eligibility, payment details, and nearest payment centers. -
Taleemi Wazaif Included:
Families with school-going children are now receiving education stipends (Taleemi Wazaif) along with the Rs. 13,500 quarterly payment. -
New Payment Partners:
HBL Konnect, Bank of Punjab, and JazzCash have been added as official payment channels for faster and more accessible disbursement.
Payment Centers & Collection Points
You can collect your BISP payment from any of the following locations in your district:
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BISP Campsites (set up in schools or community halls)
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HBL Konnect Agents and Bank of Punjab branches
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JazzCash & EasyPaisa agents (where applicable)
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Mobile payment vans for remote rural areas
Always bring your original CNIC and 8171 confirmation message for biometric verification at the counter.
Final Thoughts
The BISP November 2025 payment release is a major relief for millions of low-income families across Pakistan. With Rs. 13,500 distributed through secure, district-wise phases, the government aims to ensure transparency, efficiency, and dignity in financial support.
Make sure you check your CNIC on 8171 before visiting, follow your district’s payment date, and collect your full amount without deductions.
This program continues to empower women, reduce poverty, and strengthen Pakistan’s social protection network.
FAQs – BISP November 2025 Payments
1. When will BISP payments start in November 2025?
Phase 1 began on November 2, 2025, while Phase 2 will start from November 8, 2025.
2. How much is the BISP payment amount?
Each eligible beneficiary receives Rs. 13,500 per quarter.
3. How can I check my payment?
Send your CNIC to 8171 or visit the official 8171 portal to verify your payment status.
4. Are BISP payments free of charge?
Yes. You do not need to pay any fee or deduction to collect your amount.
5. Can I collect my payment after my scheduled date?
Yes, but it’s recommended to visit within your district’s phase period for faster service.