The Punjab government has opened applications for the Apni Zameen Apna Ghar (AZAG) Scheme, giving low-income families a historic chance to own a free 3 Marla residential plot worth Rs. 18 to 25 lakh. Launched under the leadership of Chief Minister Maryam Nawaz Sharif, this initiative aims to reduce homelessness, empower vulnerable households, and provide secure land to families across the province.
If you belong to a financially struggling household and dream of owning your own land, this initiative is a golden opportunity — but applications are open for a limited time only.
About the Apni Zameen Apna Ghar Scheme
The AZAG scheme is part of Punjab’s long-term housing reform strategy. Instead of temporary shelters or partial assistance, the government is directly providing free land ownership to eligible families. Along with the plot, beneficiaries can also access interest-free construction loans, enabling them to build their homes step by step.
Key Highlights of the Scheme
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Free 3 Marla residential plots
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Market value: Rs. 18–25 lakh
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Official portal launched: May 1, 2025
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Application window: One month only
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Total plots announced: 2,000
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Districts covered: 19 districts with 23 housing locations
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Construction support: Rs. 36 billion interest-free loan package
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Special priority: widows, orphans, disabled persons, laborers, and extremely low-income households
This housing program is particularly impactful for families who have never owned land anywhere in Pakistan.
A Major Step Toward Ending Homelessness in Punjab
Chief Minister Maryam Nawaz has emphasized that secure housing is not a luxury — it is a right. The AZAG scheme builds upon earlier initiatives like Apni Chhat Apna Ghar, which successfully helped thousands of families build safe homes.
This new scheme focuses on transferring ownership rights, making it a transformative program for the poorest families.
Progress So Far
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34,000 houses currently under construction
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2,000 homes completed within six months
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300 new homes launched daily under the ongoing housing initiative
These numbers reflect the government’s strong commitment to resolving the housing shortage in Punjab.
Plot Distribution Locations (Phase 1)
In the first phase, plots will be allotted in the following districts:
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Jhelum
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Pattoki
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Mamun Kanjan
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Lodhran
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Renala Khurd
These areas were chosen based on demand, available state land, and the need for rapid housing development. More districts will be added gradually in the next phases.
Eligibility Criteria – Who Can Apply?
To ensure transparency and fairness, only genuinely deserving households can apply.
You are eligible if you meet the following conditions:
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Must be a permanent resident of Punjab
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Must not own any property anywhere in Pakistan
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Registration in the National Socio-Economic Registry (NSER) is required
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Monthly household income must be below Rs. 50,000
These criteria ensure plots reach families facing the greatest financial challenges.
How to Apply for the AZAG 3 Marla Plot
The Punjab government has made the entire process online to keep it fast, free, and corruption-free.
Application Steps
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Visit the official portal: azag.punjab.gov.pk
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Open the registration form
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Enter your CNIC, contact details, and household information
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Submit the form
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Wait for SMS/email confirmation from the authorities
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Verification teams will contact you if further details are needed
Once verified, your name will be added to the list of eligible applicants for plot allotment.
Why You Should Apply Immediately
The AZAG scheme is time-sensitive, and only 2,000 plots are being allotted in the first phase. With interest-free loans available for construction, this is one of Punjab’s most beneficial schemes for low-income families.
Applying early increases your chances of selection and ensures you don’t miss out on this opportunity.
Conclusion
The Apni Zameen Apna Ghar Punjab Scheme offers life-changing support to families who have been waiting for years for secure housing. With free 3 Marla plots valued between Rs. 18–25 lakh, this initiative truly empowers Punjab’s most vulnerable citizens.
If you meet the eligibility criteria, apply today through the official portal and take the first step toward owning your own home — with no cost, no agents, and no hidden conditions.