Ketifa Staff 
A major update has been issued for government employees and pensioners in Khyber Pakhtunkhwa (KP) as the provincial Finance Department has introduced a new rule regarding the release of monthly payments. Under the revised policy, salaries and pensions will no longer be issued before the 1st day of each month. This decision comes after early … Read more
The Punjab Kisan Card Reward Campaign is a major initiative launched to support farmers and strengthen the agricultural sector across the province. As agriculture remains the foundation of Punjab’s economy, this program brings financial relief, subsidies, and essential incentives aimed at improving productivity and reducing the burden on farmers—especially small landholders. This guide explains the … Read more
The BISP 8171 Digital Wallet System has officially been updated for November 2025, offering beneficiaries a secure and convenient way to receive their Rs. 13,500 installment. This new digital system is designed to eliminate long queues, prevent unauthorized deductions, and make payments instantly accessible through mobile wallets and linked bank accounts. If you are a … Read more
The CM Punjab Tabeer Program 2025 is one of the most ambitious youth-empowerment initiatives launched in Punjab. Designed to equip young people with modern skills, this program aims to prepare them for high-growth careers, entrepreneurship, and emerging industries. If you’re between 18 and 35 years old and looking to build a successful future, this program … Read more
The Punjab Bait-ul-Maal 2025 is a flagship welfare initiative of the Government of Punjab, created to support vulnerable and low-income individuals across the province. The program provides financial aid, healthcare support, education assistance, disability aid, and shelter services to those who qualify. This initiative aims to ensure that every deserving citizen—whether a widow, orphan, student, … Read more
The Government of Punjab has introduced the eBiz Punjab Portal, a modern online platform designed to simplify business registration, licensing, and permit approval processes. This all-in-one system allows entrepreneurs to manage essential legal requirements without the hassle of visiting government offices. What Is the eBiz Punjab Portal? The eBiz Punjab Portal is an integrated digital … Read more
Gold prices in Pakistan slipped on Saturday as the global bullion market showed a downward correction. The latest data from the All Pakistan Sarafa Association indicates that local gold rates witnessed a mild decline compared to recent highs. Current Gold Rates in Pakistan As of 15 November 2025, the price of 24-karat gold in Pakistan … Read more
In a landmark move for Pakistan’s education sector, Chief Minister Maryam Nawaz Sharif has officially extended the CM Laptop Scheme to every province of Pakistan. Once limited to Punjab, the initiative will now empower students across Sindh, Khyber Pakhtunkhwa, Balochistan, Azad Kashmir, and Gilgit-Baltistan with free laptops to support modern learning. This nationwide expansion aims … Read more
Pakistan’s youth continues to lead with innovation, ambition, and entrepreneurial spirit. However, many talented individuals struggle to scale their ideas due to financial limitations. To bridge this gap, the government has introduced the PM Kamyab Jawan Loan 2025—a refined and more accessible financing program tailored to support young entrepreneurs across the country. Whether you want … Read more
Every year, thousands of applicants visit PAVE.gov.pk to register for government support programs – but many run into the annoying “503 Service Unavailable” error. This error usually appears during heavy traffic hours or when the portal is undergoing maintenance, preventing users from completing their applications. If you’re trying to apply in November 2025 and facing … Read more